• The Future of Finance

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[Fukuoka City] Save up to 40,000 yen! A summary of premium gift certificates that can be used in Fukuoka City, including One Building

It's so cold in Fukuoka City that it's hard to believe we were wearing short sleeves just the other day. It's times like these that make it so important to keep your wallet warm! With the PayPay app and various electronic money options, you have the chance to enjoy shopping and dining with savings of up to 40,000 yen! This article will introduce the latest information on premium gift certificates that can be used at One Building, Shintencho, and other locations. Be sure to check it out before heading out, visiting your hometown, or traveling!

Improve your household finances by 50,000 yen a month and turn it into "passive income"! How to start investing in a newly built one-room apartment

Improve your household finances by 50,000 yen a month and turn it into "passive income"! How to start investing in a newly built one-room apartment

It's wonderful that you've taken the step of reviewing your household finances and looking at your monthly income and expenses for the future. The resulting monthly surplus of several tens of thousands of yen is a surefire gemstone for enriching your future. So, how do you polish this precious gemstone next? In this article, we'll use a family in a similar situation as you as a model case study to demonstrate the specific path they took to turn their monthly income of 50,000 yen into stable rental income. Why did they choose real estate investment? How did they choose the property? We'll explain step-by-step, from start to finish, so you can confidently start with zero knowledge.

"Combined techniques" starting from an annual income of 5 million yen

Hometown tax alone is a waste! How to increase your take-home pay by combining tax savings starting from an annual income of 5 million yen

Have you made the last-minute hometown tax donation yet? With the system set to undergo revision at the end of September, many people are thinking about making smart use of it. However, hometown tax donations aren't the only system that offers great benefits. Did you know that you can maximize its effectiveness by combining it with other systems available to company employees and civil servants? This article will explain in detail how to take your hometown tax donations to the next level by combining them with systems like iDeCo and NISA to save on taxes and improve your household finances. Let's think together about how to use the money you save on taxes to further your future.

What are the definite asset-building benefits of the "Hometown Tax" system, which remains unchanged even after the system reform?

The hometown tax system will reach a major turning point on October 1, 2025. However, even with this revision, the basic benefit of hometown tax, which optimizes household finances with a net burden of 2,000 yen, remains unchanged. In this article, we will explain in detail the key points of the system revision, why you should start now, and specific ways to use it.

How to save 100,000 yen a year just by making your household finances visible

A must-see for those who can't save! How to save 100,000 yen a year just by "visualizing" your household finances

"I want to save more for the future, but for some reason I always end up with no money left at the end of the month..." Have you ever felt that way? The cause may be everyday "unintentional expenses" that you don't even realize you're making. But don't worry. It's surprisingly easy to spot wasteful spending without having to resort to difficult savings or self-restraint measures; just by visualizing your household finances and understanding your money flow. Start by aiming to save 100,000 yen a year. Then, by following the methods explained in this article, building up investment funds for the future that far exceed that amount is not a dream.

Lopia_Kasuga City_Eye-catching image

[Kasuga City, Fukuoka Prefecture] Popular products from "Lopia" will be available for the first time as hometown tax gifts! Applications will begin in October as gifts in return for Kasuga City donations!

Starting in October 2025, the flagship products of the food supermarket "Lopia" will be available as a return gift for hometown tax donations in Kasuga City, Fukuoka Prefecture. This is the first time in Japan that Lopia products will be offered as part of hometown tax donations! Even if you don't have a Lopia store nearby, this is your chance to enjoy Lopia products at home!

[Is NISA not enough?] A practical guide to take your asset formation to the next stage

[Is NISA not enough?] A practical guide to take your asset formation to the next stage

You're steadily building your assets with NISA, iDeCo, and investment trusts. You've continued to make monthly installment investments smoothly, and your understanding of investing has deepened. But have you ever wondered, "Is this really okay?" Now that you've gained experience with small investments, you want to grow your assets even more. Many of you may be wondering if your current investment pace will take too long to achieve your goals. In this article, we'll introduce a new option for you: condominium investment. We'll explain the potential for asset building, which goes a step beyond small-scale investments, from both the benefits and risks perspectives.

We asked Maruichi Real Estate Sales! How to store your vacant house so you don't regret it later

"My parents' house is vacant, but I don't know what to do..." "My parents' house is far away and I can't manage it." These concerns are common to everyone. Due to a declining birthrate, aging population, and population movement, the number of vacant houses continues to increase nationwide, and Fukuoka Prefecture is no exception. To address the vacant house issue, Fukuoka Prefecture opened a specialized consultation service called "Iekatsu" in 2020. Iekatsu's consultation staff, who are licensed real estate agents, work with various experts to provide free consultations. This time, we spoke with Keiji Maeda, president and CEO of Maruichi Real Estate Sales LLC, and Koichi Nakayama, manager, who handle properties that are difficult to find a real estate agent for, such as land that cannot be rebuilt.

Rising rents point to the future of the Hakata area: A path to smart asset formation

Rents have risen by approximately 13% in five years! Rising rents point to the future of the Hakata area: A path to smart asset formation

Are you worried about your financial future? Business people have vague doubts about whether they will be able to enjoy a prosperous retirement. For those of us living in a vibrant city, asset formation is an unavoidable topic. In recent years, the Hakata area, the center of Fukuoka City , has seen remarkable economic growth and the advancement of urban functions, resulting in a notable rise in the real estate market, especially rents. In this article, we will explain the current situation in the Hakata area and the need for asset formation, and explore the possibility that real estate investment could be a wise option.

The hidden profitability of 60m² apartments that professionals pay attention to

Will the "common sense" of real estate investment change? Professionals are paying attention to the hidden profitability of "60 sq m apartments"

When you think of real estate investment, many people probably think of compact, urban studio apartments. While this is certainly a classic option, a new investment target is quietly gaining attention among Business who are more strategic about their future asset formation: family-friendly apartments around 60 square meters. While this option may seem like a high investment hurdle at first glance, why is it being praised for its low vacancy risk and the potential for stable long-term returns? With the rise of remote work and diversifying lifestyles, demand for these exquisite spaces—neither too spacious nor too small—is at an all-time high. In this article, we'll take a deep, expert look at the hidden appeal of 60-square-meter apartments, popular with a wide range of people, from singles to families with children and seniors, and explore their profitability based on public data.

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